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How much rent can I afford?

Enter your yearly income to estimate a comfortable monthly rent using the popular 30% rule — and see the income most landlords look for at a given rent.

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You can comfortably afford about

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Frequently asked questions

How much of my income should go to rent?

A common guideline is the 30% rule: spend no more than about 30% of your gross monthly income on rent. Some renters in high-cost areas stretch to 35–40%, while a more conservative budget targets 25%.

What is the 3x rent rule?

Many landlords require a tenant's gross monthly income to be at least three times the monthly rent. So for $1,500 rent, they'd typically want to see around $4,500 in monthly income.

Does this calculator account for utilities?

No — it estimates rent based on income alone. Remember to budget separately for utilities, renters insurance, and other monthly costs when deciding what you can truly afford.

Can landlords collect this rent online with PropVecto?

Yes. PropVecto gives landlords a branded tenant portal where renters pay by card or bank transfer, set up autopay, and get automatic receipts — with invoices and late fees handled for you.

Collect rent the easy way

Give tenants a branded portal to pay rent online, with automatic invoices and late fees — launch your system in minutes.